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Submitting a Loan Request is Easier Than Ever!!!


Hard money lending is alive and well!  And now submitting your request is easier than it's ever been!  We've updated our forms and checklists so you can know EXACTLY what is needed to begin the process.  And, remember, we specialize in hard money lending but we do a lot more than that for you!


(Click each link below for a downloadable form)


Loan Amounts up to $10,000,000
10-20 Year Terms with Amortizations up to 25 Years
LTV up to 90%
Land Acquisition, Purchase, New Construction, Renovation,
Nationwide Lending
Rates as low as 6.69%


Loans from $100,000.00 - $10,000,000.00
6 Month - 5 Year Loan Terms
Interest rates as low as 10.99% (depending on loan structure) LTV up to 60% on cash-outs and acquisitions
Funding up to 100% of development costs
Close in as few as 5-14 days
Pre-Development and Post-Development Properties 
Lender Fees from 1% for well-qualified borrowers 
Interest Only Programs Available


Loan Amounts from $250,000.00 - $10,000,000.00 +
10-20 Year Terms with Amortizations up to 25 Years
Interest Rates as low as WSJ Prime +1 for well qualified borrowers
LTV up to 75%
Close in as few as 20-30 business days
Multi-family, Retail/Office, Medical, Hotel/Motel, Restaurants
Nationwide Lending
Origination Fee from 1-3% taken at closing
Fully Amortizing and Balloon Loan Programs Available


Loan Amounts up to $10,000,000.00
6-36 Month Loan Terms
Interest Only Amortization with rates as low as 10.99% - 16%
Up to 75% of Completion Value; Up to 90% of Construction Costs
Close in as few as 14 days
Residential New Construction and Light Commercial Construction
Lender Fees from 2-3% 
Lender Appraisal Required 
Recourse Required


Loan Amounts up to $350,000.00
6-12 Month Loan Terms
Interest Only Amortization with rates as low as 10.99% - 16%
Up to 75% of Completion Value; Up to 100% of Project Costs
Close in as few as 4-7 days
Residential New Construction and Light Commercial Construction
Lender Fees from 2-3% 
Lender Appraisal Required 
Recourse Required



Remember, also, that we are seeking opportunistic commercial real estate loans in Texas, Arizona, New Mexico, Georgia and Oklahoma and we can close in as little as a week!

Check out our track record. We know how to close your loans!

Basic hard money terms:

12% to 16% interest only
4-8 points (may include broker referral fee - brokers ALWAYS protected)
Up to 70% loan-to-value
1 to 5 year terms

Acceptable property types:

Hotel
Land, Land and More Land
Retail
Industrial
Medical
NNN
Apartment
Office
Rehabs/Repositionings
Owner operated commercial real estate (gas, auto repair, restaurant, daycare, etc.)

Please call or email with your loan requests, cooperating brokers are welcome and always protected!

Mark Anthony McCray
Dallas - Houston - Austin - San Antonio
281-846-5720 - Direct
Email: mark@hardmoneyexpert.info

To your success!